Turn risk into a competitive advantage

Insurance shouldn’t be a barrier to growth — it should be a strategic asset. At Annex Risk Advisory, we help Perth businesses navigate risk with clarity, control and confidence.

We don’t just arrange policies. We offer intelligent insurance services for Perth businesses that reflect how you operate, what you value, and where you’re heading. Whether you’re scaling up, safeguarding assets, or responding to change, we provide the guidance, structure and support to protect your business at every stage.

With deep local knowledge and national reach, our team delivers insurance services Perth companies trust — proactive, precise, and built around your commercial reality.

How we help — and why it matters

Insurance is just one part of the picture. At Annex, we design risk strategies that are practical, proactive and built around your business reality — not a one-size-fits-all policy.

We work with clients to simplify complexity, strengthen protection, and create insurance programs that enable smarter decisions and greater confidence at every stage of growth.

Explore how our services support Perth businesses to stay protected, stay agile, and stay ahead.

  • General Insurance Advisory

    Insurance shouldn’t be a guessing game. Our Perth advisory services simplify the process, offering custom-built solutions that reflect your risk profile, industry pressures, and business priorities.

    • Customised Protection – Policies shaped around your risk environment and operations.
    • Proactive Exposure Management – Spot risks and efficiencies before they impact your bottom line.
    • End-to-End Policy Setup – We manage the process from structuring to negotiation.
    • Smarter Cost Management – Balance cover and cost with intelligent program design.
    • Compliance Assurance – Stay on top of legal and regulatory requirements.
    • Ongoing Program Review – Coverage that evolves with your business needs.
  • Insurance Program Audit

    Is your current insurance holding your business back? Our audit gives you a clear snapshot of what’s working, what’s not, and where improvements can be made for greater protection and efficiency.

    • Program-to-Strategy Fit – Align cover with your financial capacity and risk tolerance.
    • Policy Streamlining – Simplify claims, cut admin, and enhance insurer relationships.
    • Industry-Specific Insights – Advice tailored to your growth stage and sector.
  • Claims Management

    When things go wrong, you need fast, expert support. We manage the entire claims journey on your behalf — minimising disruption and fighting for the best outcome.

    • Dedicated Claims Representation – We act in your corner, not the insurer’s.
    • Quicker Claims Processing – Efficient systems for faster outcomes.
    • Skilled in Complex Matters – Confidently handling large and layered claims.
    • Full-Service Claims Handling – From start to settlement, we take care of it.
    • Continuity-Centred Approach – Minimising downtime and maintaining momentum.
  • Board Presentation

    Our board reporting services deliver insights that cut through the noise — linking insurance and risk to business performance, strategy, and compliance.

    • Director-Focused Insights – Targeted, strategic information for governance-level decisions.
    • Custom Reports – Reports, decks or briefings, tailored to your board’s style.
    • Linking Risk to Strategy – Framing insurance in the context of business outcomes.
    • Regulatory Snapshot – Timely updates on changing insurance obligations.
    • Confidence for Decision-Makers – The clarity your board needs to act decisively.
  • Worker’s Compensation

    Protecting your workforce starts with the right cover. We build tailored workers’ comp programs that meet your obligations and reduce both risk and cost.

    • Industry-Aligned Cover – Built around your workforce risk profile.
    • Claims Coordination – We manage insurer communication to avoid delays.
    • Compliance Peace of Mind – Meet all legal requirements at state and national levels.
    • Cost Review & Control – Identify ways to reduce premiums without reducing cover.
    • Program Effectiveness Review – Evaluate and improve your current workers’ comp strategy.
  • Risk Profiling

    Understanding risk is the first step to managing it. Our profiling service reveals both insurable and non-insurable exposures, helping you build a more resilient business.

    • In-Depth Operational Analysis – Discover your business’s critical risk points.
    • Beyond-the-Policy Solutions – Implement measures outside of insurance to reduce risk.
    • Downtime Exposure Mapping – Understand the financial impact of disruptions.
    • Asset Accuracy Check – Validate your valuations and ensure adequate protection.
    • Workplace Safety Scan – Identify WHS weaknesses and close compliance gaps.
    • Improved Risk Visibility – Present stronger to insurers and stakeholders.
  • Business Continuity & Crisis Management

    Be ready when disruption strikes. From cyberattacks to supply chain failure, we help you build practical, scalable continuity plans that safeguard your operations and people.

    • Custom Contingency Planning – Strategies to keep you moving through disruption.
    • Vulnerability Identification – Map operational weak points and dependencies.
    • Emergency Response Playbooks – Actionable steps for high-pressure scenarios.
    • Coverage Validation – Ensure your interruption insurance reflects real exposure.
    • Crisis Response Training – Empower your people to act with confidence.
  • Contract Reviews

    We review contracts through a risk lens to ensure your insurance keeps pace with your commercial obligations — helping you avoid costly gaps and hidden exposures.

    • Detailed Risk Review – Uncover hidden liabilities in your agreements.
    • Policy Alignment Check – Make sure your insurance supports contractual obligations.
    • Exposure Quantification – Understand the financial weight of your commitments.
    • Contract Risk Strategy – Guidance to reduce liability and improve your position.
  • Premium Funding

    Access the cover you need without cash flow strain. We arrange premium funding options that provide flexibility, certainty, and convenience.

    • Structured Payment Options – Finance your cover in line with your cash flow.
    • Competitive Lending Access – We source funding on favourable terms.
    • Capital Flexibility – Preserve cash for growth and day-to-day operations.
    • Managed End-to-End – We handle the logistics so you can focus elsewhere.

Get in touch today

Speak with a specialist insurance advisor in Perth who understands your sector, risk and coverage needs. Fill out the form or contact us directly — we’ll get back to you shortly.

Phone: +61 8 6288 4454
Email: info@annexrisk.au

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